Chia sẻ

H??ng d?n mua tr? g?p

QU? KH?CH MUA H?NG TR? G?P T?I HANOICOMPUTER S? TH?C HI?N GIAO D?CH TR? G?P QUA MPOS

MPOS h?p t?c tr? g?p v?i L?I SU?T 0%, ?p d?ng cho kh?ch h?ng C? NH?N c? th? t?n d?ng (Credit Card) c?a 1 trong 22 ng?n h?ng sau: SacomBank, VIB, HSBC, SCB, VPBank, Shinhan – ANZ, Maritime Bank, Eximbank, Techcombank, Citibank, SeaBank, Standard Chartered, Ki?n Long, Citibank, OCB, Fecredit, TPBank, BIDV, VCB, ACB,Nam ? Bank, MB?.

I. PH? GIAO D?CH

Ph? giao d?ch tr? g?p t?i Hanoicomputer
Ph? giao d?ch tr? g?p t?i Hanoicomputer

II. PH? TR? G?P

1. Ch?nh s?ch ph? tr? g?p

 

Mua hang tra gop hanoicomputer
Mua h?ng tr? g?p t?i H? N?i Computer

Qu? kh?ch ch? ?: Khi mua h?ng, h?n m?c c?n l?i c?a th? ph?i l?n h?n ho?c b?ng t?ng gi? tr? giao d?ch

 

PH?N BI?T TH? NG?N H?NG, D?U HI?U NH?N BI?T TH? TR? G?P

1. Th? t?n d?ng (Credit Card)

Th? t?n d?ng l? th? Ng?n h?ng c?p cho ch? th? m?t h?n m?c v? cho ph?p ch? th? “chi ti?u tr??c, tr? ti?n sau”.

Th? t?n d?ng MPOS h? tr? tr? g?p g?m c?c lo?i c? logo: VISA, MASTER, JCB, UNIONPAY

H?nh ?nh ph?n bi?t:

 

M?t s? ??c ?i?m c?a th? t?n d?ng:

  • Ch? th? t?n d?ng ???c mi?n l?i t?i ?a 45 ng?y t?y ng?n h?ng. T?c l? t? ng?y mua h?ng b?ng th? t?n d?ng, b?n c? t?i ?a 45 ng?y kh?ng b? t?nh l?i su?t n?u tr? ?? s? ti?n ?? d?ng t? th?. V??t qu? 45 ng?y n?y m? ch?a thanh to?n, b?n ch?u l?i su?t t? 25%/ n?m tr? l?n + kho?ng 5% ph?t tr? ch?m.

  • Khi to?n b? s? ti?n ph?t sinh ???c ho?n tr? cho ng?n h?ng, h?n m?c t?n d?ng c?a ch? th? ???c kh?i ph?c nh? ban ??u. ??y l? t?nh ch?t ?tu?n ho?n? (revolving) c?a th? t?n d?ng.

  • Th? t?n d?ng th??ng l? th? qu?c t? v?i t?nh n?ng thanh to?n tr?n ph?m vi to?n c?u.

  • Tr?n th? kh?ng c? ch? ‘Credit” gi?ng nh? th? ghi n?

L?U ?: C? 3 lo?i th? t?n d?ng hi?n nay

  • Th? t?n d?ng c? nh?n: l? lo?i th? ???c ng?n h?ng ph?t h?nh cho c? nh?n

  • Th? t?n d?ng doanh nghi?p (th? n?y MPOS kh?ng h? tr? tr? g?p): l? lo?i th? ???c ng?n h?ng ph?t h?nh d?nh cho doanh nghi?p s? d?ng. T?n ng??i ??i di?n s? d?ng th? s? ???c in tr?n th?.

  • Th? t?n d?ng li?n k?t ??ng th??ng hi?u: (MPOS h? tr? tr? g?p t?y t?ng bank) Th? ??ng th??ng hi?u l? lo?i th? do c?c ng?n h?ng c?ng li?n k?t v?i c?c ??n v? nh?n h?ng, th??ng hi?u kh?c nhau ?? ??a ra s?n ph?m.

 

2. Th? ghi n? (Debit Card) (TH? N?Y MPOS KH?NG H? TR? TR? G?P)

  • Th? ghi n? do ng?n h?ng cung c?p k?m theo khi m? t?i kho?n thanh to?n t?i ng?n h?ng, cho ph?p ch? th? s? d?ng s? ti?n h? c? trong t?i kho?n (N?P TI?N V?O M?I ???C TI?U) thanh to?n ???c c? trong n??c v? qu?c t?

  • Th? ghi n? qu?c t?: g??m the? MasterCard Debit, Visa Debit, JCB Debit,? ph?m v? s? d?ng ch?c n?ng c?a th? ???c th?c hi?n ? n??c ngo?i

H?nh ?nh ph?n bi?t (TR?N TH? C? GHI CH? DEBIT):

 

3. Th? ATM

  • Th? ATM l? th? n?p ti?n v?o m?i ???c ti?u, ph?t h?nh b?i c?c ng?n h?ng n?i ??a

  • Th? n?i ??a ???c s? d?ng ?? r?t ti?n m?t ho?c thanh to?n ti?n h?ng ho?, d?ch v? v? s? d?ng c?c d?ch v? kh?c trong n??c

  • Tr?n th? KH?NG c? ghi VISA, MASTER, JCB

  • Th? n?y MPOS ch? h? tr? thanh to?n th??ng kh?ng h? tr? tr? g?p

H?nh ?nh ph?n bi?t th? ATM:

 

4. C?c d?u hi?u nh?n bi?t th? kh?c kh?ng ???c h? tr? tr? g?p

Qu? kh?ch c? th? tham kh?o c?ch nh?n bi?t c?c lo?i th? nh?: AMEX( American Express) d??i ??y:

 

  • Th? t?n d?ng American Express hay c?n g?i l? th? Amex l? s?n ph?m th? t?n d?ng qu?c t? ???c ph?t h?nh b?i s? h?p t?c ??ng th??ng hi?u gi?a ng?n h?ng v? t? ch?c ph?t h?nh th? qu?c t? American Express ( c?a M?), ch? d?ng cho pos Vietcombank.